As members of the class of 2010 preparing for a left turn tassels in May, there is no need to study crossing off to-dos. While stressing about where to live and find work, many young adults do not address the issue of health insurance. Reality will plan some graduates when the parent or student insurance coverage ends, if it has not already. If these current students are busy studying sociology or calculation, they need to make time to read about your options for health insurance before they suddenly find themselves without insurance. “Thirty percent of those aged between 19 and 29 are uninsured,” said Steve Trattner, president of Cinergy Health, in his article “Congratulations on your graduation from college – Now Get Health Insurance.” Instead of be smart about the fragility of life, this age group tends to believe we are invincible or simply do not recognize the need for health insurance, especially when it seems we face increasingly high costs of health care “Trattner continues in the article. CNN senior medical correspondent Elizabeth Cohen agrees with the view Trattner in his article” What is a recent graduate of the College to do about Health Insurance? “Cohen acknowledges that some students are trying to find health insurance, but “the other, dubbed the” invincible young people think do not need it, because he is young and healthy. “He makes the point that all you need is” a car accident, a diagnosis of cancer “to put a college graduate 20-something” a real problem. “To save themselves the pain and hassle of purchasing medical debt on top of imminent debt, college loans, Students should review their options now. insurance laws vary by state. As of January 1, 2009, the states of Connecticut law provides that “Any policy providing individual health insurance coverage of the type specified in [sub] some … arrange coverage of a child is terminated before the anniversary date of the policy from which of the following situations is first, the date the child, marries, ceases to be a resident of the state, is covered under a group health plan through the person in charge of own employment, or reach the age of twenty. “This law applies to all insurance plans. In “What is a recent graduate of the College to do about Health Insurance?” Cohen suggests looking at the Consolidated Omnibus Budget Reconciliation Act (COBRA). According to the U.S. Department of Labor Web site, COBRA gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by your group health plan for limited periods of time under certain circumstances. ” COBRA is not a free choice. The website explains that “eligible individuals may have to pay the full premium for coverage up to 102 percent of the cost of the plan.”

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